Starla 10+1 Gold & Diamond Savings Scheme

Plan ahead for your dream fine jewellery. Pay 10 monthly installments and receive a 100% 11th installment bonus sponsored by Starla Jewels upon maturity.

100% 11th Month Bonus
0% Making Charges Benefits
100% BIS Hallmarked & IGI Certified
WhatsApp Progress Updates

Calculate Your 10+1 Savings & Bonus

Select your preferred monthly installment to preview your total jewellery purchase power.

₹10,000
Monthly Installment ₹10,000 / mo
Total Paid by You (10 Months) ₹1,00,000
Starla Bonus (11th Month) ₹10,000
Total Maturity Value ₹1,10,000

How The 10+1 Scheme Works

4 simple steps to save effortlessly for your milestone celebrations.

1

Choose Budget

Enroll online or at our Jubilee Hills / Gachibowli stores starting from ₹3,000/month.

2

Pay 10 Installments

Pay 10 consecutive monthly installments via auto-debit, UPI, credit card, or net banking.

3

Get 11th Month Free

Starla Jewels pays your 11th installment as a 100% gift bonus upon maturity.

4

Redeem & Shop

Redeem 100% of your maturity value against certified fine gold or diamond jewellery.

Exclusive Scheme Privileges

Designed to offer maximum value and peace of mind for your precious investments.

100% 11th Month Bonus

Enjoy a full month's installment sponsored directly by Starla Jewels when you complete 10 months.

Special Making Charges Perks

Get exclusive discounts and 0% making charges benefits on select diamond jewellery at maturity.

Gold Rate Locking Guarantee

Optionally lock in gold rates on your monthly contributions to protect against market fluctuations.

100% Hallmarked & Certified

All redeemed jewellery carries mandatory BIS Hallmark & IGI diamond authentication certificates.

Instant WhatsApp Tracking

Receive digital payment receipts, installment reminders, and passbook balances on WhatsApp.

Flexible Store & Online Redemption

Redeem seamlessly online at starlajewels.com or at our Hyderabad flagship showrooms.

Enroll / Enquire Now

Immediate assistance & scheme breakdown sent instantly to your phone.

Application Request Submitted!

Your scheme inquiry reference is SCH-7821.

Our Relationship Manager will connect with you on WhatsApp within 1 hour to complete your digital onboarding.

Frequently Asked Questions

Got questions about the 10+1 savings plan? Find quick answers below.

The 10+1 Savings Scheme is a flexible 11-month savings plan. You pay 10 fixed monthly installments, and Starla Jewels pays the 11th installment as a 100% gift bonus upon maturity. You can then redeem your total accumulated value (11 months) to buy fine gold or diamond jewellery.
Any Indian resident above 18 years of age with a valid ID proof (Aadhaar or PAN) can enroll online or at any of our flagship showrooms in Hyderabad.
You can pay missed installments at any time before maturity without any penalty. Our automated WhatsApp alerts will send you timely reminders.
Yes! You can redeem your maturity balance online at starlajewels.com during checkout or physically at our Jubilee Hills & Gachibowli experience centers.
Yes, your total maturity value can be redeemed against all 100% BIS Hallmarked fine gold jewellery, IGI-certified solitaire diamonds, and gemstone pieces.